HTC :: Incredible And 32gb Micro SD Cards Losing Data / Going Blank

On the Verizon website, they state a 16gb max micro SD card for the incredible.On the HTC site, they state 32gb max.I purchased a 32gb card only to have the HTC Incredible take forever to load things (music) to the card. When there, it stores the dir structure, but erases the contents of some of the content.I also notice that the LOST.DIR gets full of files with numbers for filenames and no extensions.I've also experienced that the card gets completely wiped by the phone.I've re-formatted the drive numerous times, both in the phone an dexternal. Each time the formatting states all good.Load everything back onto the card, rebooted device, empty card again.left phone running, reloaded card externally and inserted the card. it only finds a few music items in the "music" directory and again cleans out some others.

Done a phone diagnostic, checked that the phone does see all 32 gb, everything looks good.I posted a message to the HTC customer support and so far been ignored.Is there anyone else having this sort of problem ?