Nokia E63 :: How To Transfer Photos To PC?

This should be easy to find, but I must be a complete dunce because I can't find it in the user's manual or anywhere else. How does one transfer photos from the phone to a PC using the USB cable. I emailed support about this, but the only replies I got were one, to install Nokia Ovi Suite on the PC, which is not a good solution, because often it is necessary to transfer photos to computers that don't have that software installed. Or second, to connect using mass storage mode. The problem with that is that mass storage mode can only access the memory card, but the camera stores the photos in phone memory. I was able to successfully download a few photos by clicking on options/organize which gave the option of moving the photo to the memory card from where it could be downloaded. Now however, I find that that option has disappeared for recent photos, and options/organize only offers the option of "create new folder". Can anyone tell me how to perform the simple task of transferring my photos to a PC? (I don't have Bluetooth).